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Community Land Trust Lending

Community Land Trust
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The Institute for Community Economics has a long history of working with Community Land Trusts (CLT's) that continues today at NHT. The main product we provide are acquisition loans to help CLT’s expand and foreclosure prevention loans that help CLT’s stabilize trouble properties on their land; the general terms of those products are below.   We also enjoy working with CLT’s to create other tailor made financing products to meet your needs.

  • Size of Loans: up to $750,000
  • Term of Loan: Up to 60 months (additional interest only construction period may be added to term)
  • Rate: 5%-6.5% (Determined by Loan Committee)
  • Fees: 1%-1.5% origination fee
  • Security: 1st Lien position in Real estate.


For more information about NHT Lending, please contact the lending team